Pricing Comparison
| Category | PABTEK | Stripe | Square |
|---|---|---|---|
|
Pricing Model |
Customized, volume-based pricing tailored to your business | Flat-rate pricing with limited customization | Flat-rate pricing, designed for small businesses |
|
Fee Transparency |
Fully transparent; fees disclosed upfront during onboarding | Transparent but limited flexibility | Transparent, but rigid pricing |
|
Custom Rate Reviews |
Yes – statement analysis & savings optimization included | Limited (enterprise only) | No |
| Monthly / Setup Fees |
Varies by setup; clearly defined before activation | Usually no setup fee; add-ons cost extra | No setup fee |
| Passing Fees to Customers |
Flexible fee-management options (where legally allowed) | Limited / complex implementation | Limited |
| Online Payments |
Yes | Yes | Yes |
| In-Person Payments |
Yes | Yes | Strong POS focus |
| ACH / Bank Payments |
Yes (native support) | Yes | Limited |
| Recurring / Subscriptions |
Yes – built for recurring billing models | Yes | Yes |
| Invoices & Payment Links |
Yes – secure links, hosted checkout & invoicing | Yes | Yes |
| QuickBooks Integration |
Yes | Yes | Yes |
| Accounting & ERP Sync |
Yes – automated reconciliation & reporting | Yes | Limited |
| Integration Flexibility |
High – tailored integrations for business workflows | API-driven but developer-heavy | Limited outside Square ecosystem |
| Security | Bank-level encryption & secure infrastructure | PCI compliant | PCI compliant |
| PCI Compliance |
Yes | Yes | Yes |
| Data Protection |
Encryption + tokenization | Tokenization | Tokenization |
| Fraud Controls |
Configurable risk & transaction controls | Standard tools | Basic tools |
| 24/7 Support |
Yes – real human support | Limited; priority for enterprise | Limited hours |
| Premium Support Option |
Yes – priority & specialized support | Enterprise-only | No |
| Onboarding Support |
Dedicated onboarding team | Self-serve for most users | Self-serve |
| Onboarding Speed |
Fast after approval | Instant for basic accounts | Instant |
| Switching Support |
Hands-on migration with minimal disruption | DIY migration | DIY migration |
| Best Fit For |
Growing & high-volume businesses needing flexibility & support | Startups, SaaS, API-first teams | Small, local, POS-centric businesses |
| Why Businesses Switch |
Lower costs, better support, tailored solutions | Scale limitations & rising fees | Outgrowing flat-rate pricing |
FAQs
Frequently Asked Questions
Is PABTEK secure?
Absolutely. We prioritize your security with advanced encryption and compliance with industry standards to protect your data and transactions. We also provide the latest PCI P2PE security standards. Our PAX A920 MAX is fully EMV certified, providing end-to-end encryption.
What are the fees associated with PABTEK?
Our pricing is transparent, with no hidden charges. Contact us for a detailed breakdown of costs tailored to your needs
What payment options does PABTEK support?
PABTEK is a Master Processor and provides Merchant Processing to its Merchants. With one onboarding, Merchants can accept both Credit Cards and ACH transactions. With the same onboarding, Merchants can handle all payables as well!
How do I integrate PABTEK with my current systems?
We provide seamless integration tailored to your needs. Whether you’re a merchant looking to work directly with us, or a software company seeking an enterprise-grade payment gateway solution, PABTEK has you covered.
Our platform is built to power every Accounts Receivable (AR) and Accounts Payable (AP) workflow — efficiently and securely.
Reach out to us today, and let’s get you processing with PABTEK!